The aim of the study is to evaluate the impact of foreign entry on the domestic banks in the US. The objectives that will be used to achieve this aim are as follows:
- To explore the importance and impact of foreign bank entry for the US economy
- To determine the impact of foreign bank entry on the profitability of the domestic banks in the US
- To determine the impact of foreign bank entry on the interest margins for US domestic banks
- To compare the impact of foreign bank entry on the operating costs of the domestic banks in the US
- Research Significance
- Dissertation Structure
Chapter 2: Literature Review
This chapter will critically discuss the previous researches conducted on the topic so that research aim and objectives are addressed effectively. The subheadings that will be used in the study are as follows:
- Overview and Importance of Banking Sector
- Impact of Banking Sector on the US Economy
- Performance of Domestic Banks and Presence of Foreign Banks
- Empirical Evidence of Foreign and Domestic Banks Performance
Chapter 3: Research Methodology
This chapter will detail about the methods and approaches adopted to gather and analyse data for presenting findings of the study. The subheading of the chapter are as follows:
- Research Philosophy
- Research Approach
- Choices
- Mono-method (quantitative data)
- Time Horizon
- Techniques and Procedures
- Secondary data collection
- Data related to profitability, interest margin, and operating costs will be extracted from the financial statements of the banks for last 10 years from 2013 to 2022
- In total 10 US banks will be taken (5 foreign and 5 domestic). The five domestic banks that will be used are JP Morgan Chase, Bank of America, Citigroup, U.S. Bankcorp, and Wells Fargo. The five foreign banks that will be considered are BNP Paribas, HSBC, Barclays, Deutsche Bank, and UBS Group.
- Data Analysis
- Quantitative data analysis
- Statistical test such as descriptive, correlation, and regression analysis will be conducted using SPSS software
